talent for association, government and the corporate sector represented by my friend of over 30 years, leslie horton. [applause] thank you. so before we start today, let me just review the format. charlie and stu are going to come up after they have been formally introduced, and they're going to speak each for 15 minutes, and then we're going to try and make this very interactive. and i hope that you'll ask lots of questions. we're going to have roving microphones, as we always do, and i'll be fielding those questions. so just, please, identify yourself when you ask the questions, and we'll try and get to as many of them as we can. i'm just going to make one comment with regard to a survey form that is, that are at your table. this is a complimentary breakfast, complimentary leading authorities and our sponsors. we ask that you do only one thing before you leave today, and that is to complete that form which'll take you less than 60 seconds. and before you leave hand it either to your leading authorities representative at your table or your host. thank you very much. and now let's start the s